The following steps outline the process of becoming a Habitat Home Owner.

1. You must attend a Family Home Ownership Information Meeting where you will receive an application form.
2. You must submit your completed detailed application to the Habitat Niagara office by the date specified on the application form.
3. The Family Services Committee will review all detailed applications and qualify potential families through credit history checks, reference and employment checks, and other means.
4. The Family Services Committee will make a home visit and interview the families who have been chosen to move forward in the selection process.
5. All family members must be present for the in-home interview with the volunteers from the Family Services Committee.
6. The Family Selection Committee will meet to evaluate families they have visited and select families to enter the Partnership program.
7. Selected Family Partners will be presented to the Habitat Niagara Board of Directors for final approval. Selected families will be contacted. They will be asked to sign a Partnership Agreement and to begin their Sweat Equity.
8. Families who are not selected will be notified and invited to re-apply when another property is available.
9. Volunteers from the Family Services Committee will help families with their home ownership training and answer any questions they may have regarding Sweat Equity or other matters.
10. Once a family completes their home ownership training and Sweat Equity hours and the house construction is complete, they sign a mortgage agreement and move in.

Note: The application process may take up to 4 months to complete.