Habitat for Humanity Niagara reduces the barriers to home ownership by offering families in financially vulnerable situations quality-built, affordable homes.

With donated land and municipal cooperation, we can build single-family homes for approximately $100,000. Cash donations are leveraged more than twice with gift-in-kind, gift-in-service and special rate contracts.

Habitat for Humanity houses are then purchased at fair market value with no down payment and no-interest mortgages. Homeowners’ payments are set at less than 25% of gross income for principal and property tax. In addition, every new homeowner receives extensive training and support to guide their family’s success. By reducing their total housing costs, homeowners who participate in this program are able to build equity for the future, and contribute back to their community.

Habitat offers a hand up, not a hand out.

To learn more about how to apply to become a Habitat Partner Family, click here.